Friday, July 01, 2005


Procrastination pays off

After my graduation in 2002, I had planned to consolidate my student loans, but I missed the deadline the first year, and then the second year. This turned out to be a boon, because the rates just kept going down and down. This year, in the face of dire predictions and warnings, I, like many others, scurried to consolidate before the June 30 deadline. I was told that my new loan will cut my monthly payments in half. This makes me very happy because my rent will double when I move to my new apartment in the fall, so the extra cash will come in handy. Yay!

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